We're with you right from the starting line.

Free vehicle research tools. Money-saving rates. Flexible repayment terms. Those are all standard equipment when you finance your car, truck or SUV at Summit Credit Union.

Get a $100 Visa® Gift Card¹

Refinance or Preapproval Auto Loan Incentive

​Applicants who refinance a non-Summit Credit Union auto loan with us, or vehicle shoppers who come to us for an auto loan preapproval letter and use it to purchase their vehicle, become eligible to receive a $100 Visa® gift card¹. As an added bonus, when refinancing a non-Summit Credit Union auto loan with us, we will attempt to match or beat the original loan's same-term interest rate.

Example image of a Summit Credit Union Visa gift card

More Benefits

Find the vehicle you want through our free buying service. Use J. D. Power (formerly NADA) pricing to make sure you're getting a good price. Then, let us hook you up with a low-cost loan that leaves you with more cash for gas, groceries, and glorious weekend road trips.

  • Up to 100% financing available* 
    • Same low rate for new and used vehicles
    • Flexible repayment terms, up to 96 months, to meet your budget
    • Refinancing options available
  • Free auto buying services
    • Gigantic online inventory of used vehicles
    • Tools for negotiating a fair price
    • Protect your purchase with Loan Protection, GAP, and extended warranty coverage

Auto Loan Rates as low as
5.50% APR ³,
New or Used, Purchase or Refinance.

Contact Us

Questions? Need help? Let us know.

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      ¹ This offer applies only to a new Auto loan of at least $5,000, is not available for refinancing any Summit Credit Union loan, and may not be combined with any other offer. Incentive mailed after loan has been approved and processed; expect one to three weeks for processing and delivery.

      ² 100% financing is available for well qualified buyers. Subject to credit approval.

      ³ APR = Annual Percentage Rate. Actual rate is based on an evaluation of credit history, so your rate may differ.