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Empower Your Financial Savvy

Through our free workshops members learn practical tips on how to reach goals and improve their personal finances.

These three numbers add up to something pretty important.

Your credit score is computed on a scale of 300 to 850. Why should you care about it? Because it may determine whether you can get a loan, a lease, a mortgage and - sometimes - even a job.

Your credit score is built over time, and measures how responsible you are with your finances. It's critical that you do everything in your power to push it upward. The first step is to monitor it closely. That's where we can help.

  • As part of your Summit Credit Union membership, you can view your credit score conveniently on Digital Banking
  • When you select “My FICO® Score,” you can see key factors affecting your score, and get information explaining the ins-and-outs of how your score  is determined.
  • Credit scores are updated quarterly - in January, April, July, and October.
Meet your virtual financial coach.
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Coach Lea offers automated financial advice 24/7. It's fast and customized just for you. Check it out!

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Credit Score Analysis

A good next step is to come to Summit Credit Union for a free credit rating analysis. We'll analyze your report and offer personalized suggestions on how to improve your score. To schedule a Credit Score Analysis, text or call our Member Service Call Center at 336-662-6200.

Credit Builder Loans

One way to build up your score is with a Credit Builder Loan. Making timely loan payments can be a key factor in improving your credit rating.

Summit Credit Union is a full-service financial institution with eight branches throughout North Carolina.

Frequently Asked Questions

A Credit Score Analysis is a no-cost, in-depth review of your credit history using a recently pulled soft-pull credit report. We analyze the report with you and from there, will offer personalized suggestions on how you can improve your credit score.

Banking Where You Need It

Bank from anywhere, anytime. Digital Banking is available to members 24/7.